Beyond the purchase itself
A Golden Visa, a bank account, a mortgage and power of attorney often accompany a purchase. Each is arranged alongside it, with introductions to specialists where the work is theirs.
The wider purchase
The transaction itself takes weeks. What surrounds it, the residency application, the bank account, a mortgage where one is needed, and the document that allows somebody to sign on your behalf, is arranged alongside it.
We arrange each of these alongside the purchase, and where the work belongs to a specialist, you are introduced to one our team has used before.
Residency through ownership
A property investment of AED 2 million or more, under the current rules, whether in a single property or, in some cases, a combination that reaches that amount.
A ten-year renewable residence visa, with no local sponsor required. Smaller investments qualify for a shorter visa.
Your spouse and children can be added as dependants on the same application.
You are guided through the documentation, the application itself and the medical and Emirates ID steps, timed so they do not collide with your transfer.
Practical arrangements
Several UAE banks lend to non-residents, at a lower loan-to-value than they offer residents, and you are introduced to mortgage brokers who place this kind of lending.
Drafted and notarised so somebody can sign and transfer on your behalf, allowing a purchase to complete without your needing to fly in.
Opening a UAE account as a non-resident is possible, and depends on the bank; you are told what to expect well before you need the account.
Building and contents cover, and life cover where your mortgage requires it.
Interior and renovation
Furnished to the standard the building lets at if it is an investment, or fitted out to your own brief if you intend to live in it.
Specified for the rental market your building sits in, delivered and installed before the first viewing.
For a property you intend to live in yourself, where the brief is your own taste.
An older unit in a good location can be the better buy once you include the cost of the work in the numbers. You are given a quote for that work before you commit to the purchase.
On a new handover, the defect list is drawn up and the developer is held to it. Part of management, and available to you on its own.
Questions buyers ask
Do I need a visa to own property here?
Ownership and residency are separate: freehold property here can be owned with no UAE residency at all.
How long does a Golden Visa take?
A matter of weeks once the property is registered and your documents are in order, with the medical and Emirates ID steps completed in the UAE.
Can you arrange the mortgage yourselves?
We introduce you to mortgage brokers who specialise in non-resident lending, and it is they who provide the lending advice, as your licensed mortgage adviser.
Are these services charged separately?
Some are ours and some belong to a third party, and you are told which is which, and what each costs, before anything begins.
Ask about your purchase
Tell us which part you would like clarified, and our team in Dubai will set out what it involves, what it costs and who arranges it.